I have invested in Real Estate on a part time basis for almost 15 years.  I have done so because of my banking background with traditional means.  Put down 20% get a loan and finance it over a 30 year period.  I see so many opportunities with the current foreclosure rate to make money by doing this full time.  I am not interested in the get rich schemes to borrow with no money down. I am looking for true means to purchase properties with little or no money down.  With the tightening of credit banks want 30% or more down to do non-owner occupied properties.  With that being the case the average investor needs to have a tremendous amount of liquidity. 

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