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 Funding Edge Commercial Funding 

FundingEdge specializes in providing financing for Commercial Real Estate & Businesses.  We facilitate financing for A - D credit borrowers.  

Commercial Real Estate Finance - FundingEdge is a correspondent & conduit for commercial real estate financing nationwide.  Programs include Private Hard Money, Conventional, Church, Rehab & AG Finance.

· Conventional Full Doc  650/680+ Credit, 15 - 30 YR AM, $250K - $20MM + & Competitive Rate/Terms. (SBA & USDA programs available).

· Low Doc  $50K - $1M & Competitive Rate/Terms.  (Debt servicing not as stringent as full doc transactions and tax returns may not be needed).

· Agricultural Land Loans  680+ Credit, $300k - $22MM, Competitive Rates/Terms. (Private Money Available).

· Church Financing  Traditional Debt, Private Money & Bond Financing available. (Up to 90% of new construction cost, up to 80% of purchase price & up to 80% LTV on refinances with traditional programs). 
 

· Private Money  A - D Credit. Private Money is often utilized when: time is essential, the projects or property does not meet the criteria of conventional lenders, bad credit, bankruptcies, judgments, foreclosures or IRS problems. Mission-Critical Issues: We often help facilitate financing on real estate where banks are unable. Most commercial property types accepted, no minimum credit guidelines, quick turn around and ugly situations are accepted. (Up to 65% LTV, Interest Only or 15 - 20 YR AM & 1 - 5 YR Terms. Land up to 50% LTV) (Projected Value Construction Projects Available).

· Acquisition Rehab  TX Only - Private money terms from $100k - $3MM, Commercial Properties.
 
· Property Types  (Most Property Types Considered) Commercial Zoned, 5+ Unit Multifamily, Land, Ranches, Churches, etc.
 

Let us handle the work for you!  
Our goal is to make the financing process as stress-free as possible. No more moving from bank to bank in search of the product that fits your needs. If you are seeking any type of Real Estate loan from Commercial, Private Money or Church Financing, we can help!  
 

Commercial Loans  
At FundingEdge we understand how difficult it can be to secure a Commercial Real Estate Loan.  The process can be confusing, time consuming and complex.  It doesn't have to be that way! Through our Network of Lenders we have access to hundreds of financial programs and funding sources.  Specifically, we have relationships with large institutional lenders, Wall Street Investors, Pension Funds, Insurance Companies, and Private Lending Groups.  

Mission-Critical Issues:  We often help facilitate financing on real estate where banks have failed.  Our lenders offer exceptional commercial mortgage programs beyond the limits of most local banks.  Even if your credit is not perfect, FundingEdge can work with you.  With our network we are able to work with A, B, C and D credits.  

Commercial Property Loans
FundingEdge can handle many different types of commercial properties - depending on the program, most property types considered.
 

Loan Types
 

• Acquisition
• Acquisition & Development    
• Asset Based   
• Bankruptcy and Foreclosures    
• Bridge    
• Bank Workouts & Discounted Notes
• Rate/Term Refinance
• Agriculture Land Program
• Construction    
• Debt Consolidation    
• Development    
• Rehab    
• Refinancing   
• USDA Loans
• SBA Loans 

• Programs Info (Link)

looking to help investors with their funding needs if you are still looking for any type of funding please contact me at the email listed here.

Yes I am direct with private capital investors that fund nationwide.

Fast funding for credit worthy clients with scores from 680 plus funding in 10 business days after agent/specialist review credit file anywhere from $20k up to $1M.

We provide Credit repair and S-Corps, with all the needed documentation,D&B-Paydex,EIN,411 Listing,Trade lines everything in place, process to repair client credit and S-corp is dependent on clients credit on a case by case basis it can take anywhere from 90 days to 180 days. Contact for pricing.

Personal Funding & Business Funding

Provide funding on commercial properties.

Provide merchant cash advances in 72 hours against future credit card payments.

Provide sales lease back funding.

Provide collateral funding.

Brokers/Direct

James Gibson

214-861-0688

biz.credit4u@gmail.com

www.creditier.com

www.fundingedge.com

Please be sure to contact me at the email listed for your funding or credit repair needs. biz.credit4u@gmail.com

Creditier Funding Process & Procedures

Creditier can get you up to a maximum of $250K for personal or business use. Our mortgage partners can get you any size loan amounts for commercial and residential, even if you’ve had some credit problems in the past. Whether you need small or large funding, Creditier can secure funding for you, at the best possible rates. We can get you funded in as little as 7 day to 10 days with credit scores anywhere from 680 Plus.

Takes up to 30 days for commercial and other business loans.

• We provide a number of different loans.
  • Unsecured Loans
  • Secured Loans
  • Merchant Loans 3 to 10 days
  • Equipment Leases 3 to 10 days
  • SBA Loan
  • Pink Slip Loan 3 to 10 days

• What are the requirements for me to get an unsecured loan?
  • Must have a FICO score of minimum 680 plus on all three credit bureaus.
  • Must have a minimal amount of inquiries                         
  • =========================================          Funding Edge Process & Procedures For Lending

• FundingEdge is committed to making the financing process as simple as possible and strives to meet the needs of the business. We offer innovative financial solutions for businesses to help spur growth, conserve cash flow, expand, purchase/refinance equipment, or restructure debt.  
   

  FundingEdge offers a variety of financing for businesses to meet the needs of the ever-changing business environment.  We have developed a network of lending institutions and private lending groups across the United States to offer Loans, Lines of Credit, Equipment Financing, Leasing, Cash Advances, Purchase Order and Receivable Financing.  Our Programs are designed for businesses seeking convenient financing to make seasonal purchases, cover ongoing operating expenses, fund growth, receivables and inventory.  
  
  FundingEdge specializes in understanding a business and providing customized solutions to meet specific needs.  Even if a business or business owner has bad credit we have programs available.  FundingEdge has a proven track record in assisting business owners in obtaining financing with less than perfect credit since 1998! 
   

  Business Cash Advance
  The Cash Advance Program is a type of funding, called receivables factoring, which allows a merchant to sell their future receivables at a discount so that they can use funding for working capital, equipment purchases, advertising, renovations, expansion and more.  
   
  Leasing
  Most business owners think only of their local or regional bank when it comes to equipment financing or asset based lending for their business. Banks, however, make up a small part of the lending universe. There is a whole group of commercial finance and equipment leasing companies who understand equipment financing, asset based lending and "less than A" credit financing situations.
  
  Sale Leaseback
  Use existing free and clear equipment as collateral to secure funding for your business.
   

  Receivable Factoring - Factoring allows the client to sell their accounts receivable for cash, versus waiting 30 to 60 days to be paid by their customer.  Factoring will provide the client the capital they need to improve their cash flow and utilize funds for needs such as:  covering payroll, cash to fuel growth or take on new jobs.  
   

  Purchase Order & Contract Financing - This program provides the ability to utilize an existing Purchase Order (PO) or Contract for financing Direct Labor Inventory, Raw Materials, Work-in-Process, Finished Goods, Direct Overhead, Buy-Outs-Components Parts and Sub Assemblies. 
   

  The CASH ADVANCE PROGRAM a type of funding, called receivables factoring, allows a merchant to sell their future receivables at a discount so that they can use funding for working capital, equipment purchases, advertising, renovations, expansion and more.
  
  BUSINESSES CAN
   

  -Qualify for $5,000 to $800,000
   

  -Receive funding in as little as 7 – 10 days
   

  -Use future credit card transactions/receivables
   

  -Enjoy no upfront fees, no closing costs, no equity loss
  
  -Cash When It's Needed Most!
  
  All retail and restaurant owners find themselves needing capital to grow and manage their businesses. At times, these businesses are unlikely to obtain a commercial loan from financial resources because of unacceptable debt to income ratios or low personal or business credit scores.
   

  This is when Fundingedge steps in.  Utilizing the "real-time assets", the customers of the merchant to provide funding. A healthy business can rely on the fact that their customers will continue to spend money at their establishments. Our affiliate lender provides an advance on those sales.
   

  QUESTIONS AND ANSWERS
  
  What is a CASH ADVANCE?
  A Cash advance provides small business owners with the ability to raise needed capital. Advancing Cash by purchasing a pre-determined amount of the business's sales volume sold through your credit cards merchant account.
  
  How long will I have to wait to find out if I have been approved for a Cash advance?
  Pre-approval is usually obtained within 24-48 hours. Funding can take 7 - 10 days and up to 2 weeks depending on the amount of the transaction and the time it takes to get the necessary documents required to fund.
  
  How much can I qualify for?
  The average Cash card volume will qualify you for $5,000 to $800,000.
  
  How do you determine the size of the Cash advance I can qualify for?
  The amount of receipts purchased is determined by average credit card volume over a 3 - 12 month period.  We encourage you to provide documentation, (bank statements) that support total sales volume in order to be approved for the highest amount possible.
  
  How do I repay my Cash advance?
  A small percentage will be collected of each credit card transaction through our processing bank. There is a minimum payback term of 30-days but you can make monthly payments of up to 12 months if you need a longer term.
  
  Will I receive the same low rates as my existing credit card processing account?
  Yes, typically current processing rates will be matched.
   

  Do I qualify?
   

  • Restaurant, Retail, Service, Medical or Franchise Business
  • At least 6 months to 1 year in business
  • Accepts credit cards as a form of payment
  • Provide 6-12 months bank & processing statements 
  • Process at least $5,000 per month in credit card sales
  • Acceptable personal and business credit (minimum of 500 fico score)
  • Clients with 640+ scores & 3 yrs in business may qualify for better terms
  • Has no OPEN tax liens, judgments or BK's (OR payment arrangements)
  • In good standing w/ landlord & at least one year remaining on lease

  The Fee.
  The fee can range from 1.22 to 1.45 and is based upon: credit worthiness, length of time in business, length of lease, monthly credit card volume, average monthly sales volume and past business history.
   

  What are the benefits:
   

  -The program is simple!
   

  -Funding can occur in as little as 7-10 days
   

  -Easy payback terms and conditions
   

  -Can include all fees in cost of goods
   

  -Available funding for opportunistic buys
   

  -Tax deductible Improves cash flow
   

  -Builds business credit
   

  -Increases open to buy for retailers
   

  -No need to markdown inventory to raise cash for new inventory
   

  -May receive additional funding for other purposes upon request
   

  
   

  • Cash Advance - Promo Info (Link)

We look forward doing business with soon.

Consultant
James Gibson
214-861-0688    biz.credit4u@gmail.com