mike schleif
Screen Name: helices
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Points: 55
golden valley, Minnesota
United States
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My Details
Looking For
How To Get Over 400% Higher Returns On Your Idle Cash Or Retirement Funds
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Many people, just like you, are frustrated by low returns on their investment dollars. In response to that problem, we've created a solid program that can replace some of the low returns that you're now receiving; and pay you a passive, predictable 9% to 11% interest from real estate notes. mds freedom, llc. buys several houses each month. When we pay cash for a house, we usually include private lenders instead of using our own funds or bank loans. Since we get a very high return on our own cash, we can offer our private lenders a high yield when we use their money to fund our new deals. Let us show you how you can invest your dollars in well-secured, extremely safe, low Loan-To-Value (LTV) ratio notes and deeds of trust. We offer our investors 9% on a first lien, and 11% on a second lien. We borrow from you to do our real estate deals; and payments come directly from us. This is a hands-free, hassle-free opportunity to enjoy very attractive returns. We pay all costs involved to close the transaction. There is NO cost to you as the investor. |
ALL private lenders get:
Before you invest, we will first discuss how much of your capital you are looking to commit, and for how long. We would then look for a deal that will meet your criteria. Once we locate the right property, I call you and give you all the details. Then, you decide whether to participate or not. There's never any obligation until after you approve the deal. If you have funds in a retirement account (IRA), you can use them to invest. The IRS requires the use of an approved custodian to administer your account. I will be glad to discuss with you further how this can be accomplished. To learn more, read one of our Special Reports (click on the yellow "FREE Special Reports" Button.) To be added to our private investor list; please call us (or, click on the yellow "Get More Information" button.) Your questions are always welcome. |
Other Interests
Renting vs Owning
Have you ever questioned the benefit of owning your home vs. renting? Some of you have a difficult time realizing the financial benefits of owning your home. Certainly, it is not always your fault, because in many cases you have never been educated in this regard.
There is more to this than simply the dollar amount of rent vs. the dollar amount of mortgage payment. Following is a hypothetical scenario in which owning is more financially sound than renting:
- Rent: $1,000/month (for the whole apartment, not just your share)
- Mortgage: $1,150/month ($150,000 FMV @7% interest; including taxes and insurance)
- $10,500 of that mortgage payment is interest to the bank in year 1. Mortgage interest is TAX DEDUCTIBLE. If you make $35,000 a year, in a 25% tax bracket, you pay $2,625 LESS in taxes.
- Because of this tax benefit, you are now really paying $11,175/year for living expenses, instead of the $12,000 you would have paid in rent.
- What about the closing costs I had to pay? Closing costs can be financed into your loan. You can virtually walk away from closing without paying anything.
- What about the maintenance on the house? You are saving $825 a year by owning — that money can be used for general upkeep.
- Remember, $10,500 is interest payment, $1,850 is taxes and insurance. $1,450 was paid to your principal loan balance — you now owe only $148,550.
- That money is still yours — although, it is tied up in the house. When you sell the house, you will get that equity back.
- On top of that, the house will have appreciated, increasing your equity even more!
| Fair Market Value | $0 | $150,000 | ||||
| Monthly payment | $1,000 | $1,150 | $150 | |||
| Yearly payment | $12,000 | $13,800 | $1,800 | |||
| Taxes & Insurance | $0 | $1,850 | $1,850 | |||
| Tax deduction | $0 | $2,625 | $2,625 | |||
| Principal paid | $0 | $1,450 | $1,450 | |||
| Appreciation/year (%1) | $0 | $1,500 | $1,500 | |||
| Actual yearly | $12,000 | $8,225 | ($3,775) | |||
| Actual monthly | $1,000 | $685 | ($315) |
Accounting for all of your money, you end up paying only $9,725 for your living expenses, $2,275 LESS than in the renting scenario. $13,800 (total mortgage payment) - $2,625 (tax savings) - $1,450 (principal reduction that is still your money) = $9725.
NOTE: These numbers are rounded a little to make the math easier to follow. Not everyone is in a position to buy; but, if you don't take a look at the possibility, then you could be throwing money away each and every year.
About Me
Our Companymds freedom, llc is a company in the Twin Cities, Minnesota area devoted to solving difficult real estate problems in the Twin Cities, Minnesota area. Affiliated with several other real estate entrepreneurs throughout North America, we specialize in finding solutions where realtors and others fail. Mike Schleif is an entrepreneur in business since 1990, and with more than thirty (30) years of business expertise. Having succeeded — and failed — in businesses for more than thirty years, he is uniquely qualified to address your most difficult situations. Private InvestorsAre you getting a safe 9% to 11% return on your idle cash and retirement funds? We buy houses. When we pay cash for a house, we use private lenders. We pay 9% to 11% on notes secured by local real estate to private lenders every single day. If you are NOT getting that type of predictable return on your money, we are happy to explain it to you. Occasionally, we hold an intimate luncheon, free for new investors, to introduce you to our program. Also, I can sit down with you individually whenever you like, and show you how it works. If you like what you hear, you let us know how much you are looking to invest, and how long you can have it tied up in one of our deals. We put you on our list, and look for an opportunity that meets your needs. When we find it, I will call you. |
BuyersYes, today, more people than ever CANNOT qualify for a bank mortgage! We can by-pass banks, and put you in your dream home tomorrow. Even if you qualify with a bank today, the bank processes and realtor processes can take weeks — even months — to complete. We do not care if you have been turned down by other lenders; we can find a win-win home buying solution for you and your family! What we do is give you instant solutions for getting into your house quickly — solutions that sometimes take less than twenty-four hours. SellersDo you know how many people hate working with Real Estate Brokers, and do not want to spend the time to go through the process of having their house on the market for ninety (90) days, or six (6) months — or even longer — just to be disappointed when it does not sell? It does not matter whether or not you have equity in your current home; nor if you have already filed bankruptcy, or are already being foreclosed upon. We have a plan that can rescue your valuable credit; and we can relieve you of an enormous financial burden. Just imagine next month, what will it be like NOT to be worrying about this mortgage payment? |
My Business
Unique Solutions and Attractive Opportunities for Buyers, Sellers, and Private Investors throughout the Twin Cities, Minnesota area …
SellersIf you like the idea of selling your house for a fair price without fixing it up, without putting it on the market and without dealing with the uncertainty of when it will sell, then I invite you to read on. When we buy your house you can get a quick and easy sale, instant debt relief, fast cash and completely avoid all the hassles commonly associated with selling a house through an agent or on your own. When we buy your house you can get immediate relief from your mortgage payments. We help many homeowners avoid or stop a foreclosure, save their credit and enjoy peace of mind. If you're behind on your payments, have little or no equity, or have bills you need to get paid quickly, we may be your best option. |
BuyersWe believe buying a home should be at the top of your goal list. And, we have a number of homes for sale right now with flexible owner financing. Our unique approach to selling houses can help you achieve the reward of owning your own home faster and easier than going the traditional route. Don't be forced to throw your money away on rent just because you need time to get a bank loan. Each month you get nothing but receipts:
When you're in a home of your own, you have more freedom and peace of mind. You deserve to live better. Let us help you improve your lifestyle now! |
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Renting Vs. OwningFor many Americans, owning a home is the cornerstone of their financial wealth. In fact, building equity in a home, combined with tax advantages offered by both federal and state governments, has driven home ownership to record levels. However, millions of renters continue to have misconceptions about the home-buying process, often delaying a home purchase by saying "it's too complicated." Buying a home is not as complicated as it may seem. With a thorough understanding of the process, owning a home can be a very real possibility for many renters. |
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My Contacts
My Comments
01/22/2009
Let's talk. I am on the Southside of Chicago. http://www.axiomcapitalfunding.com
12/01/2008
I am also using self directed IRA,LLc/checkbook control to fund my companies operation. I will also be using Reg D Offering in April 2009 but unti that time I am looking for a or group of cash investors looking to make 14% ROI for two years secured by a promissory note. Our target is the working class normally overlooked by most others.There are over 420,000 households headed by females in Chicago. This number roughly doubles when you look at the entire Chicago Metropolitan area.– women working full time but earning less About 42% are white, 49% are African-American, with most of the rest Latina.
Earning less than the minimum $30,000 needed in Chicago to pay for the bare essentials without savings. Again, this number roughly doubles for the metropolitan area.This is not a niche group – they represent a disproportionate percentage of the working poor– almost 75% of those below the poverty line live in female-headed households.And this is far from a homogenous group:
They see themselves as resourceful, as independent and as responsible. They truly are not looking for a handout.Public supports notwithstanding, addressing this barrier is crucial: a
Nevertheless, they face one or more of four core barriers to sustained economic selfsufficiency:
1. Access to the mentoring, educational and career paths that will get them to a livable
wage.
woman will never feel economically secure unless she sees herself on the path to a
livable wage.
2. Access to decent, affordable housing whether rental or homeownership;
3. Access to appropriate, affordable childcare responsive to their often hectic
scheduling challenges; and
4. Help with credit cleanup and money management.
This will be our focus market.
We are looking for investors to make a loan of a minimum of $60,000 for a two year period secured by a promissory note.
See my web site for more details at http://www.axiomcapitalfunding.com
Eugene Carter-------773-488-9047
09/18/2008
I thought I might give you a resource to check out. Since it is harder and harder to qualify buyers, credit is more important than ever. I came across something that can help your prosepective buyers to get their scores that much better or higher so you can qualify them and thus make more sales and more money. It is a resource I have been using with a greater and greater number of my buyers and clients. So here it is:
www.FDIDVD.com/DBI
And if you are doing foreclosures this is something you can offer those in foreclosure to help rebuild their credit.
08/08/2008
Hello!
I just HAD to let you know about this Brand New EASY way to make $1,000 or $2,000, or even $3,000 for simply GIVING a homeowner a WAY to Sell their home in as little as 2 WEEKS! Yes, 2 WEEKS! Full Appraised Value, Cash at Closing!
There is NO work on your part! You simply make it Available to them, and they pay NOTHING for your services! Can you think of anyone who would like you to show them at NO COST to them, how they can Sell their house for FULL APPRAISED VALUE, With ALL CASH at CLOSING in 2 WEEKS??? I'm Positively sure you can! lol
IN ADDITION to the above profits we pay you, you can also earn starting your Very FIRST day $600 and $400 over, and over, and over again! Have you heard enough? Go to this link and watch our short video on how we will help you get started RIGHT AWAY, TODAY!!!
(Click Here)
Master Home Solutions
www.MasterHomeSolutions.com
www.EnsleyFunding.com