Cash Flow Systems

 

How To Become A
Millionaire In Today's
Troubled Real Estate Market

Here’s a business concept that’s creating a mini-revolution all across the country and giving thousands of people the ability to create their own wealth system right from their living room. This business will seem very familiar to you at first. But the truth is, it’s actually completely new, in so many important and exciting ways.

This system is being used by thousands of people who started with little or no knowledge of this new business. Yet, after learning and applying these techniques, they’re making more money than they ever thought possible.

How many business opportunities have you looked at? Ten? Fifteen? Twenty? Of course there are people making money in all of them…but there’s always something that doesn’t match up, isn’t there?
Maybe the company was a franchise, wanting to grab your life savings, and then charge you all kinds of royalties.

Maybe it was multi-level networking, where you had to annoy your friends, relatives, and neighbors. Or you had to buy all your supplies through some home office to the tune of hundreds of dollars a month. I know, because I’ve been there.

Over twenty-five years ago I started looking for the perfect business…one I could do without sabotaging my time, my job, my marriage, or my friendships. Like you, I’d already looked at about every opportunity that came down the line.

What I needed was a business I could tailor to fit me and my life…an opportunity anybody could take and mold to their own lifestyle. A business with a vehicle to carry it through high times as well as low times, not some shooting star that works great today only to have the parent company go belly-up tomorrow.

I have to admit, my requirements for a business were pretty strict. I wanted nothing like what I’d been suffering through for years, nor did I want anything to do with business concepts that looked like more trouble than they were worth. So, I created a kind of wish list for the business of my dreams… listing the things that would make a business fulfilling, pleasurable and, most importantly, financially rewarding. While these were my personal desires, I soon found many other people were looking for these same attributes. Before long, my wish list became a list of absolute requirements.

To My Amazement, I Found Exactly What I Was Looking For.

It was right under my nose…real property, real estate. Here was a business that could fulfill every one of my requirements. There was just one problem: all the stale, old, traditional approaches to real estate seemed to shut me out.

Everyone told me I needed lots of money and great credit…I had neither. They said the way to make money in real estate is to buy property, rent it to get the cash flow, and after a few years, get some profit from appreciation.

But I knew people who owned 20 or 30 houses and couldn’t even afford to go out to eat. Every time they had a vacant house, they were there all night long painting, cleaning, repairing the plumbing, or doing some other filthy work. And when I talked to real estate agents, they told me I needed to buy houses and sell them but how could I afford two house payments when I could hardly pay the one I already had? Clearly, even though real estate was the right vehicle, the common methods being used to profit from it left me out.

That’s When I Discovered A Whole New Perspective On Real Estate.

Yes, this does involve buying and selling houses…the difference is, it doesn’t require becoming an “investor.” Instead, I learned an entrepreneurial approach. It’s a way of making money fast, amazing amounts of money, a method I pioneered and that has brought me national recognition. It’s different from anything you’ve ever thought about real estate. In my opinion it’s the perfect home-based business.

You see, when I first started in this business I quickly discovered I needed cash to pay my bills right now…not four or six months down the road. I needed a way to make real estate pay off in a matter of days, or even hours! And you know what? I proved it can be done!

Today, the business system I perfected is known around the country as “Quick Turn.” The name says it all. It’s the turning of properties (or the contract on a property) in as quick a timeframe as possible. It’s the method, or methods, of getting in with as little up-front capital as possible (or none!) and knowing the profit you’ll receive before you even make an offer!

I didn’t invent quick turning, although I have personally closed over 1,600 transactions in the last 25 years or so and still buy about one a week…and I’m recognized as the leading expert in this particular arena. No, I simply copied the basic principles of businesses that deal with inventories. Here’s what I mean:

Think about companies that sell nuts and bolts, or salmon and sausages, cars and trucks, or oil and gas. Businesses like these don’t hold on to their inventory in hopes it’ll go up in value. Their objective is to “turn” that inventory, for a profit, every so many days. The faster their inventory turns, the more money they make.

Feast On A Cafeteria Of Different Opportunities. You’ll Find One That's Just Right For You!

Read This Very Carefully: Within this business, there are different opportunities just right for different types of people. If you happen to have a background in carpentry, construction or remodeling, or if you’re in that kind of business now, there’s a perfect opportunity here for you, and you may make more in a few hours a week in this business than you do in your regular, full-time business!

On the other hand, if you don’t know a screwdriver from a golf club, and don’t want to, if the last thing you want to do is get your hands dirty, that’s OK, too. There’s a perfect “executive approach” to this business that’ll be just right for you.

If you’re a sophisticated investor with money that should be working harder for you, there’s a “banker approach” to this business that our Wall Street Journal friends go crazy over. Then again, if you’re a working stiff, struggling daily to make ends meet, running out of money every month (that’s where I was when I started) then we’ve got a “no-cash start-up plan” that can change your life.

Why Not Do The Same Thing With Real Estate?

There are actually lots of ways to accomplish this
and, yes, the same business principles apply to real
property as they do to any other commodity.

The information we’ve included in this report could put you into this extraordinary business, worth $50,000 to $100,000 (or more) this year and every year to come, virtually risk-free. In
fact, you can make $3,000, $5,000, or even more on your very first transaction. And you can get started with our personal GUARANTEE that you will make money or you can return the product within 30 days for a full refund. The only guarantee of its type I know of in America today.

It’ll take a little patience on your part to gain an understanding of exactly how this unique business can work for you. You’ll need to read this admittedly lengthy report carefully. By the time you finish, you’ll understand not only the basics of our system, but also how you can use it to pocket more money over the next couple of months than most people make all year long.

While the concepts I’ve created are not widely known, they’re widely praised in the industry. My business system has been acclaimed by experts like Robert Allen, author of the best selling book on real estate investing, “Nothing Down;” Mark Haroldsen, author of the two-million copy best-seller “How To Wake Up The Financial Genius Inside You,” and publisher of “Financial Freedom Report;” A.D. Kessler, PhD., CE, CBC, CRA, CMU, the publisher of “Creative Real Estate Magazine,” and many others.

But even more important is the praise of real people who are using my business system successfully. I’ve included many of their stories in this report.

 

The purpose of this report is to help you learn how it all fits together. OK, lesson one:

There Are Several Ways To Make Money In Quick-Turn Real Estate:

I know how real estate agents and some investors make it all sound very confusing, but real estate transactions basically fall into only four categories. Here they are:

1. Wholesaling – finding the bargains and quickly selling them to bargain hunters in a few days.
   
    
2. Retailing – renovating these same bargains and selling them to owner/occupants for top retail price.
   
    
3. Getting the Deed – simply taking ownership of pretty houses in pretty neighborhoods by taking over existing debt and giving the seller little or no money. This doesn’t require credit or qualifying.
   
    
4. Options – control without ownership in those cases where the seller won’t deed you the house until they get paid or their loan gets paid off.
   
    

I call methods one and two the Ugly House Business, because the houses usually need to be rehabbed and are indeed ugly when you find them. At least until someone does the repairs and puts the house back in use.

Actually, that’s why we’re able to buy them at a wholesale price. They’re ugly.

I refer to methods three and four as the Pretty House Business. These houses need little or no work at all. In fact, most are in move in condition when we get them.

They’re pretty houses in gorgeous neighborhoods in all price ranges. Once I show you how to remove the risk and dispel all the myths spread by morons, you’ll see that the higher price properties you buy, the more money you’ll
make.

The More Dollars You Waller In, The More Stick To Ya!

Each of these methods has features and benefits that appeal to different types of people. That’s why this business is so great, you can pick what suits you and make money without the stress and strain of an imperfect fit. I’ve built a complete system around each of these four types of transactions just to fit different types of business personalities and preferences.

The common factor in each business: you don’t need to use your money or your credit to get started and if anyone tells you differently, find out how much they’re making from real estate. Chances are good their income is close to what you paid them for their opinion.

By listening and learning only from those qualified by actual experience, you’ll be going to the source, and you’ll eliminate the mistakes that plague most people when they’re starting out. I’ve learned both ways, and believe me learning from someone else’s successes and failures is much easier than learning from your own.

I mean, why reinvent the wheel? And reinventing this business is not only unnecessary, it’s repeating the mistakes of those who’ve gone before you… something you simply don’t have to do!

How To Make Fast Cash Wholesaling & Retailing

The first two ways to make money (fast), Wholesaling and Retailing, we’ll cover together because they’re so closely related. They’re similar because the type of houses you’re buying and the way you’ll buy them are the same. Only when you sell do you see the difference. In both wholesaling and retailing you’re looking for houses you can buy cheap and I don’t mean just a few bucks off the asking price.

We’re talking about 40 to 60 cents on the dollar. Houses you can even buy on a credit card. (That’s right, I’ve done it!) Believe me, there are literally thousands of them in every city and town. Let me give you some examples of how wholesaling and retailing houses will put fast cash profits in your pockets.

Wholesaling

First of all, let’s cover how wholesale deals work. You won’t hold onto one of these houses for any length of time. In fact, you want it out of your hands as soon as possible! The fastest way I know to do that is to wholesale it. Now this may be a new idea for you in relation to real estate, but it works the same as in any other wholesale business. It’s simply the concept of “Buy Low, Sell Low.”

Instead of selling to someone who’s going to move in and live there, you’ll be quickly “flipping” the house to another investor who likes to do fix-‘em-ups. It’s a lot like matchmaking: you become the go-between for two types of people…one, a seller with a problem, the other a busy investor/ handyman (or, possibly, the owner-occupant/ handyman).

Your knowledge and resources are what put the two together…and, let me tell you, when you really get cranking in this part of the business, you’ll have buyers waiting for you to feed them deals. Everyone’s looking for a bargain and it doesn’t have to be perfect! To show you what I mean, listen to what students, Gary Hardoerfer and MaryAnn Deatherage wrote:

“We got a house under contract and wholesaled it to another investor and closed on it January 31. We did an assignment and got a check. It was a heck of a lot easier than rehabbing a house. We’ve been listening to your tapes and CDs for years. We decided to crank up our buying machine and have done everything we were told to do. The leads are coming in like crazy. We can’t even keep up with them.

Here’s a snapshot of what else we currently have going on:

• On Feb 1 we closed our first short sale. We wholesaled it to another investor.
  
   
• We have 5 other short sales in the works.
  
   
• We have the deeds to (2) “subject to” houses which we will be taking over soon.
  
   
• We have 1 other wholesale deal in the works.
  
   
• We closed Jan 30 on a rehab we completed and sold. We have 2 rehabs for sale now, 3 that are almost finished and ready to sell, and 2 more under contract to purchase in Feb.
  
   
• On one of the rehabs a person called on our “houses wanted” ad. We bought the deal.

We are so excited about this business, Ron, and thank you for your tools and programs to help us succeed.”

When I started wholesaling, I quickly developed a list of ready buyers and investors waiting to snap up any property I had (I’m sure you can see why). Then the fun began because I found out there was more sellers wanting me to solve their problems than there were hours in the day. What did I do? I became the matchmaker, writing contracts on properties and “flipping” them before I ever closed on them! I got what was left over (the difference between what I agreed to pay and what my buyer agreed to pay me), usually $3,000 to $8,000 per deal!

When I figured out this one part of the business I was astounded…I just couldn’t believe you could make this much money this fast, and do it all legally…but you can! When you have the ability to provide people with BARGAINS, there’s a long list of bargain hunters ready to pounce on a good deal!

Retailing

Retailing is a concept you’re probably more familiar with as buying low and selling high. I know, it sounds simple to say, “you’ve gotta buy it low and sell it high,” but the plain truth is hardly anyone knows just how to go about it in a way that gets money out of the house right away! My philosophy on retailing is simply this: Find ‘em, fix ‘em, flip ‘em, and forget ‘em! Buy one of these ultra low-priced “distress sale” houses (and you’ll soon see they’re all around you), make it pretty and livable, then waste no time selling it retail and pick up a quick $25,000 to $50,000.

Don’t panic about the fixing-up part though! I’m no fan of do-it-yourself projects, so I’ve figured out (and can show anyone) how to have others do it for you and still make a hefty profit. It just doesn’t make sense to me to spend a lot of time “putzing” around trying to fix up a property. That just takes valuable time when you could be finding the next deal.

I firmly believe there are plenty of people out there who like the thrill of sheetrock, or the joy of plumbing, or the ecstasy of painting, who need my houses to keep them busy. That’s why I created a system, which factors in the necessary repair costs, and developed special methods to get those repairs done by somebody else and still make exceptional retail profits! You can, too.

Now That You’ve Got The Basic Idea Behind Wholesaling And Retailing, Let Me Show You Some Real-World Examples Of Each Type Of Deal And The Kind Of Money You Can Make.

By now you’re probably wondering about the casual way I talk about finding houses, or “flipping” them. Sometimes I forget most people only experience one or two real estate transactions in their lifetime. Usually these are lengthy, confusing situations that leave them with very little desire to ever buy a house again, unless they absolutely have to.

It doesn’t have to be that way…in fact, it just plain isn’t that way. The following examples will demonstrate exactly what I mean.

First, here’s a typical wholesale deal drawn from my letters of thousands of successful students. I have students telling me about literally dozens of quick-turns they’ve made using this method. Believe me, nothing makes me feel better than to hear stories about people I’ve helped to make lots of money!

Greg and Matt Sneyd (father and son), from Utah, wrote me recently about some of the houses they’ve flipped.

Their FIRST rehab deal gave them a profit. They had a full price offer within 5 hours that was backed up later by two additional offers. The first deal fell through and two days later they sold the house to one of their backups for more than their asking price.

Depending on the property, I’ve seen profits range as high as $100,000 and more. And remember, the other person is always getting a good deal too because you found a bargain, and passed it on at a good price which will allow them to make a profit.

Here are some examples of students flipping homes to owner/occupants on Retail Deals.

One of my students, a fellow from Ohio named Russ Lloyd, describes just such a “Buy Low, Sell High” case:

“Using Ron’s System, I found a small bungalow in Cleveland. I worked out the formula and was ready to offer $85,000. My coach convinced me to make an offer in the low 70’s. I was afraid to make such a low offer thinking I would lose the deal. I finally offered $73,900 and the owner accepted, which meant he may have taken even less. Just that one bit of advice netted me extra on my first deal.

What I learned on my first purchase was more valuable to me than what I learned in college. Sitting in a class room, you only learn theory. After the learning, you have to take action. Every situation is different and I made a lot of mistakes on my first house but it is part of the continuing education process. An ounce of action is worth more than a ton of theory. I ended up quitting my job last year and I am now a full time real estate investor so failure is not an option. This opportunity has freed up a lot of time. I spend more quality time with my friends and family. Thanks for giving me the tools and courage to quit my job. I should have done it 20 years ago.

My outlook on the real estate business is awesome. I currently own a house in Columbus, OH that is for sale and I just had 2 properties deeded to me this week. My goal for this year is to buy a minimum of 24 houses.”

He bought low and flipped high within a couple of months! Now, why couldn’t the owner just have sold it himself for the full retail? I have no idea… obviously he was trying, but he had no concept at all of the ways to market a house. Russ did…he’d learned how to market the property, he knew how to put the deal together, and he got paid handsomely for it…wouldn’t you agree?

Most people are afraid they’ll pay too much or won’t know how to accurately figure their actual expenses. Because this is probably the single biggest concern when considering a property, I’ve reduced it to a simple formula; in fact, I’ve created special copyrighted worksheets to ensure that you never, ever get into a property without knowing exactly what your profit will be ahead of time.

To make this idea even clearer in your mind, let me relate a story of one of my Cash-Flow Graduates…one of those “Go-Getters” who shows what it’s all about:

“ I attended Ron’s training and actually bought two houses during the weekend of the training. I wholesaled one for a profit. I fixed up the other one and retailed it for a profit. It took a few months to do the work, but it was well worth it.”

Greg Hitchcock, Georgia

Greg learned how to practice wholesaling and retailing and used both right away. It just goes to show you how easy it is, even for a totally new student who’s never done anything like this before, to equal or exceed their former salary. By doing a quick wholesale deal followed by a retail, Greg made $ in a few months.

The Secrets Of Buying The Wholesale Retail House

Remember, I said the type of house you want to buy for either of these methods is the same. It’s ugly and usually needs to be rehabbed. The seller must be highly motivated to sell, for whatever reason (there are as many reasons as there are sellers!).

The reason they must sell doesn’t matter…what does matter is your ability and willingness to solve their problem with a win-win solution. The seller wins by getting out from under a house; you win by getting a sellable commodity at a price low enough to let you make a healthy profit with very little effort.

Will every seller just lie down and take any offer you present? Of course not! The point is, you’ve got to control the direction of the entire deal from the very start, if you want to control the money you’ll be receiving. Notice, I said will be receiving. We won’t leave any guesswork in how much profit you’ll make…you’ll know it before you make your offer!

The truth is, you don’t really know what the owner is willing to sell for until you make the offer. Most buyers just pull a number out of the sky and make their offers based on the seller’s price. If you’re going to make a genuine offer to purchase, you must be able to calculate your real costs, include your profit, and offer according to those numbers. Unless you do, you could easily pay thousands of dollars more than necessary. A whole lot more than I charge to train you.

The real point is you’ll waste time and money
trying to figure what might be acceptable to the seller. Your job is to decide what you’ll offer (based on what you want from the deal) and then make that offer. And the real secret of making money in this business is to do that dozens and dozens of times a week. The number of deals you close will be a direct result of the number of offers you make.

I’ve bought over 1,600 houses and not one was bought without first making an offer.

How To Make A Lot Of Money With Pretty Houses!

Here’s How To Get Houses For Free. This Technique Is Making Millionaires All Over America!

Here’s one more profit center that can easily make you $10,000 on the very first deal and the best part is there are literally hundreds of them available in your city right now.

For Sale By Owner

Here’s an example to help clarify this opportunity. Suppose a seller calls you with a house, in excellent condition, worth $200,000 with loan balance of $182,000 and a payment of $1350. He’s just lost his job and is two payments behind. The seller isn’t too concerned about his equity because he simply doesn’t have any to speak of. He’s more concerned about a potential foreclosure ruining his credit.

If he lists the house with a real estate agent and pays a commission, he’ll have to continue making payments he can’t afford while it’s on the market. When and if it sells, he’ll be lucky to break even.

Most sellers in this situation are simply looking for a solution, any solution. If you can provide one, you’ll be a hero and make money on a deal not one out of a thousand investors would even touch.

Solution number one: Get the seller out of his payments and clear of the house by finding a buyer to take over the loan. First, the seller deeds you the house for no money or perhaps $500 “moving money.” You agree to make up back payments when and if you find a buyer to take over his loan.

I always get the seller to sign a CYA (cover your assets) letter to make sure he understands I made no promise to do anything except try to solve his problem. Of course, the actual letter I use is included in my Pretty House Cash-Flow System.

Don’t forget, this seller is about to be foreclosed on by the bank, so he has nothing to lose by selling his house to you. Either you provide a solution or he loses the house anyway.

Remember, the house has a $182,000 loan, which most people would think is a problem, and prevent a sale. This simply isn’t true, and those who believe this conventional wisdom are walking past a fortune as they listen to so-called experts.

Anytime a homeowner wants to deed you their house there’s absolutely nothing to prevent them from doing so. The loan is only a lien against the house. It doesn’t have to be assumed or paid off to transfer the title. Of course, the $182,000 loan is still attached to the house, but you now own the home. You aren’t liable for the debt unless you assume the loan, which would be foolish and would screw up a perfectly simple, risk-free deal.

Now You Have Several Exit Strategies:

First, take the deed you’ve obtained for little or no money and pass it on to a new owner/occupant for several thousand dollars. The seller deeds to you. You deed to your buyer. The buyer starts making payments on the loan and owns a house without having to qualify. The whole transaction shouldn’t take more than ten days to complete. At least none of the 200 or so I’ve done took any longer than that!

To recap the deal:

We pay the seller $500 and obtain the deed.

We find a buyer to take over the $182,000 loan (without qualifying).

Buyer pays us the $18,000 difference between the loan balance and our price of $200,000.

We take care of two back payments ($2,500).

Our profit, minus back payments and the $500 we gave the seller = $15,000.

Note: I usually pass all closing costs to the buyer in these no-qualifying deals.

Second, you can install a lease purchase tenant buyer in a few days and collect a non-refundable option deposit from $5,000 to $20,000 and monthly rent payments greater than your payment until they refinance and pay you off.

Third, you can sell on a land contract and collect a big down payment in a few days, make up the two back payments and keep the difference. All these exits are quick and easy and you get a check in a few days with no hassles, no repairs, no applications for loans, no investment, no credit, no risk or costly entanglements.

Of course, you can always move into this house as well.

In the above example, the $182,000 loan contained a “due-on-sale” clause. This wording, in a mortgage, gives lenders the right to call the loan due in full when ownership is transferred without the lender’s permission. The good news is, even though they have that right, it’s rare for a bank to force a conforming asset into a non-conforming asset and refuse payments the buyer is ready, willing and able to make.

Why Is This So-Called “Lethal” Clause Your Friend?

The perception most people have is if the bank has a right to call the loan due it’ll do so. That very perception keeps unschooled investors away from these deals and creates an enormous opportunity for those who understand how to make them work.

Nothing is hidden. I teach students to make sure all parties in the transaction are aware and accept the minimal risk involved. I’ll teach you not only how to use the due-on-sale clause to make a lot of
money, but also how to insure you’re never at risk.

Could You Buy A Home For Your Family This Way?

By the way, if you’re looking for a house for your family to live in…DON’T under any circumstances buy one before you get my systems! I can absolutely guarantee you it’ll cost you thousands of dollars more than necessary.

You Don’t Have To Trot Down To Your Local Bank And Get A Loan To Buy Your Home, Regardless Of What They Would Like You To Believe.

I’ll show you several ways you can be in a lovely home in an area of your choice, with payments you’ll love, with little or no cash required, no banks and no credit: I don’t care if you have a negative net worth, lousy credit, and are bankrupt!

In fact, let me tell you about my daughter, Vicki, who purchased a lovely 2,500 square-foot “For Sale By Owner” home in a gorgeous area of Jacksonville. Now, that’s no big deal except for a few neat little goodies she got with the deal:

• The seller financed the entire purchase price with a very small down payment.
  
   
• No one ever pulled her credit report or attempted to qualify her for anything.
  
   
• She bought the house for 70% of its market value.
  
   
• She spent very little money on fix up costs and did what little work the house needed in one weekend.
  
   
• She has no personal liability on the debt. If, for some reason, she can’t make the payments, the most she could lose would be the house, none of her personal assets.
  
   
• She can sell anytime she likes and let a new buyer assume her loan…without the seller’s approval. No Banks! This will make it very easy to sell when she’s ready.
  
   
• From the time she found the house to the time she closed was only three weeks…and that was to give the seller time to move.
  
   
• The monthly payments are $100 per month less than if the bank had financed the house.
  
   
• She paid one-fourth the closing costs she would’ve paid if she had used bank financing.

My friend, for your own good, don’t even consider buying your next home without letting me show you how to do it the right way. You can do the exact same thing, get all the same benefits, and live in the home of your dreams a lot quicker than you think…regardless of your financial condition.

I can show you how to do everything I’ve described here even if you’ve filed bankruptcy. It’s just not important when you know the secrets.

You’ll be absolutely amazed at how many people would love to just give you their house and walk away if you give them the opportunity. Of course there are a few things you’ll need to know and a few forms you’ll need to use and I’ve included everything in my System.

Everyone who’s bought a house in the last five years with a small down payment and gotten 90% to 97% financing is a candidate for this type of deal! They have very little equity and a real problem when it comes time to sell.

My friend, I’ve got students who specialize in these deals and make a killing. The deals are easy to do, very plentiful, and require no credit and little or no money. The best part is the houses are very easy to sell because you make it so simple for a buyer who can’t qualify anywhere else.

If you’re wondering about these non-assumable loans, forget it. You can make all non-assumable loans no qualifying! No bank will control your income or tell you what to do.

It’s all legal and moral, you’ll be providing a service to your sellers, and buyers that will make you look like a hero. In fact, you’ll even be helping out banks by saving sellers from foreclosure. Everyone wins. No one loses.

Take a look at the deal that students, Kimberlee and Larry Frank, came up with…

“It got cold in Michigan so we moved to Orlando, FL last year. Now we can go back and forth from Sunny Florida to our Waterfront Vacation Home on Lake Huron in Michigan that we took “subject to” with a whopping $250.00 down. That’s right $250.00 for a beautiful Lakefront home taken “subject to” just like you taught us. Thanks, Ron. No credit checks or guaranteeing the debt. Simple just like you taught us.

Every home that we have purchased was no money down, very little down or they paid us to take the house, just like you taught us. When you see the view, Ron, it’s like living on the ocean except it is fresh water and they have fish there too. If people would just listen to more of Ron instead of the Morons, they will learn. We sound like you, Ron, the more of your words that come out of our mouths the more money we make. Can you imagine that! We would advise anyone who wants to get into real estate investing to get Ron’s training as fast as you can. Beg, borrow or steal the money nope, forget the stealing part, just get the training as fast as you can before Ron decides to retire and go fishing forever. Thanks again Ron for taking the time to share your life with others.”

There are a lot more details than I can go into here, details about which I’ve written and taught extensively. Once you get into this System, you’ll be able to go out and find beautiful homes located in great neighborhoods, houses that the owners are having problems selling, and solve their problem! It’s a terrific feeling to make somebody happy while you’re making several paydays and putting thousands into the bank. But there’s another advantage.

This business works everywhere, and it’s especially great where you have a bumper crop of those mid to high priced beauties just aching to be bought. For Sale By Owner homes are all around you right now, and you can find plenty more wherever you go, just waiting for someone with the right combination…the matchmaker with the way to solve their problem. I get goose bumps just thinking about the fat checks waiting for you when you master the easy to learn secrets I can teach you.

In the next section I’ll cover yet another way you can make money with real estate, Options. This is when the seller won’t deed you the house because they’re afraid you won’t make the payment or the due-on-sale clause scares them, or for whatever reason.

When you can’t get ownership the next move is to go for control. Either will make you a lot of money.

The Option Program

If the idea of someone else being in the house doesn’t sit well with the seller thinking they’ll be too far away, the house might get torn up, payments might not get paid, and they’d really just prefer the house to be closed on before anyone else moves in, a simple Option Program is the solution.

With a basic Option, there is no tenant in the house. The house doesn’t come off the market, and there’s absolutely no risk at all. There’s no risk to you either, since you’re not going to give the seller a down payment nor are you going to make his monthly payments. All you’re asking for is the option to buy his property for an agreed price.

If you’re turned on by beautiful, top quality homes, $500,000 and up, believe me, there’s no better way to control and sell them with zero risk! And, in this price range, your profit on one sale can make your year! There’s a big payday based on the spread between your purchase price and your sale price – and it’s a killer!

The seller continues to make payments until you’ve secured a qualified buyer. It’s that easy. Here are some advantages to the seller under this Option Program:

1. No risk to seller
   
    
2. No new expenses (other than the monthly payment he’s already paying)
   
    
3. All-cash sale
   
    
4. No tenants or collection problems
   
    
5. House is not taken off the market
   
    

The seller may have questions and potential objections about Options. In my complete Pretty House Cash-Flow System, I cover every possible concern in great detail to fully prepare you for an easy close.

You’ll learn all about options, plus you’ll get important agreements and special paperwork that go with this profitable business. I’ll teach you the essential techniques that’ll get you into business the right way:

Not only will we cover all angles of finding and controlling property, but we’ll also get proficient at locating, screening, and closing buyers for these deals. You’ll be given a clear plan of action that can make you financially independent in one year (or less).

Before leaving this subject, I’d like for you to consider just one more example of what understanding Options can do for you.

I have a student in Ft. Lauderdale who optioned a $780,000 house in excellent condition on the Intracoastal Waterway for $550,000 cash. The seller was at no risk and had absolutely no way to lose by letting my student attempt to sell the house.

The seller had left the state and was making a $3,200 monthly payment on his loan. Since my student couldn’t install a tenant, she told the seller she couldn’t make his payment while attempting to market his house. The choice was his, either let her put in a tenant/buyer and make a monthly payment or leave the house empty and not make a payment. The seller chose the latter.

This left my student in a no-risk position as well. All she had to do was sell the house for more than $550,000 and keep the difference, with no risk (except the cost of advertising the property). Her total deposit to the seller was $100 to bind the option agreement, just as I taught her.

If you’re asking why the seller didn’t get a bigger deposit, remember she didn’t remove the house from the market, so there was no need for a large option deposit. When the seller asked for a deposit, she gave him, word for word, the answer I taught her in my system:

“Mr. Seller, why do you need a large deposit? I’m not taking your house off the market, it won’t be occupied, and there’s no way you can lose. If you sell before I do, I’ll walk away and you owe me nothing. All I need is a key to show the house and an option to buy. I’ll spend my money, time, and resources to get it sold. If I don’t sell it, you lose nothing. If I do, you get $550,000 cash. By the way, if you go list with a real estate agent, how much deposit will they give you?” (None of course!)

To make a long story short, she answered all his objections and showed him he had no way to lose. He signed the option agreement, and then she used an ad right out of my System to sell it.

The house didn’t sell for the $780,000 appraisal price. She had to sell it below market for a fast sale. But, she made a profit! She didn’t own it or spend any money to repair or maintain it, and she had no payments. She didn’t need a partner or bank, and she had no risk.

If you’re wondering why she could sell someone else’s house without a real estate license, remember she had a signed option to purchase. No license is needed when you’re a principle.

Are you sure going back to work tomorrow is the best thing you can do for your family? Think about it! There’s simply no reason to put off your financial success any longer.

Once you’ve “got it” you’ll feel like one of my graduates, Vicki Conley from Georgia, who wrote:

“It’s hard to believe that only 9 months ago, I was a dog groomer. Then I got your training, Ron. I got a house under an option and sold it for a profit. This is after the house had been listed with a realtor for over a year and it had not sold. Everyone says the market is soft and it’s next to impossible to sell houses right now, but they just don’t know the “secrets” I’ve learned from your training. This soft “buyers” market makes it easy to buy houses at a steal and then sell them near or above full retail using the right methods. I hope this market keeps getting worse! You have proven that with the right training, you can make tons of money in real estate no matter what the market is doing.

Someone else grooms my dogs now and thanks to you, I now drive a convertible Mercedes and last week I bought not one, but two boats. I can’t thank you enough – you’ve changed my life forever!

P.S. I thought I should also mention a big problem you have created for me. I decided I should only date men who make at least as much as I do so they can afford the nice places I can, so I don’t have to pay all the time. The problem is, not only does that narrow the dating pool down to almost nothing, but every week that goes by, I make more and more money, so the dating pool gets smaller and smaller. At the rate I’m going, I’m afraid I’m going to die alone. My only hope is to meet another one of your successful trainees!” Fix me up.

“The Secret Of Success Is To Recognize Opportunity When It Appears, And Act Upon It Immediately…
As If Your Future Depended On It.”

Ron LeGrand

Putting The Pieces Together

I’ve presented distinctly different and very effective systems of making money in a home-based business using real estate as a vehicle:

I have students all over the country who are happy as clams concentrating in a single area of the business and make a nice fat income doing so. Many thrive on Wholesaling, because it’s quick, and because it’s so darned easy picking up the bargains and flipping them to other investors. With wholesaling they can take home an easy few thousand dollars in a matter of days.

Others absolutely love the Retailing market, because they like taking a run down, ratty house, turning it into something attractive, adding real value to it, and selling it to the ultimate owner/ occupant for a nice profit.

My students who concentrate on constructing owner/financing enjoy the creative aspect of taking a seller’s problem and building a win-win financial situation for both the seller and the ultimate buyer, a profitable solution that nets several big paychecks for the entrepreneur.

Each one focuses on a slightly different type (or price range) of house, different kinds of sellers, different buyers, and different ways to finance the purchase. There are some overlaps, of course, but the important point is this: A beginning entrepreneur can find a method that feels the most comfortable and either concentrate on it, or use it as a stepping stone to the other parts of the business.

Each deal is going to be a little bit different, as different as people are from each other. Which is why I love this business. There’s tremendous variety to keep you interested and more than enough profit to keep you excited.

On top of that, having the ability to solve anyone’s house problem, and make a lot of money doing it, is a great, great feeling. Not only that, imagine knowing you have the ability to earn a

very comfortable living in almost any city, any neighborhood, any state in the country as long as people live in houses there. That’s a kind of freedom and confidence very few people ever get to experience.

This business works, and it works well. Because it can be tailored specifically to you, it will work for you, also. My 1,600-plus homes are there as verification of this, and if that’s not enough, today I have thousands of students all around the country, who’ll willingly share their personal success stories with you. In fact, you’ve already read some of their stories in this report. But just in case you need more convincing, read how one man’s life has been changed…

“I served 7 years in the military (USAF) and I proudly served in Desert Storm and Desert Watch, before I received my first training with you, Ron. From that day forth my life was changed and I knew right away that this was what I was meant to do in my lifetime. I had been working 3 jobs since I was age 18 which is all that I knew how to do in order to succeed in life since that is what conventional wisdom tells you to do, and that got me nowhere but tired and broke. After your training, I immediately quit all 3 of my jobs even though I was broke and demanded that the USAF let me go and I was released with an honorable discharge 3 days later.

I have never looked back since that date. I have never had to get another job or work for anyone else. I have also spoken to, encouraged, and assisted several of your students that I have met over the past several years and have told them the truth behind real estate investing and just how important it is to get educated and to appreciate those that are willing to teach you regardless of the cost.

I drive the best vehicles that money can buy (Bentley, Mercedes CL600, BMW 745Li, Cadillac Escalade, my 40 foot Sport fishing boat, my custom GSXR 1000 Suzuki motorcycle, and the fastest jet ski currently made Yamaha GP1300). I live in a multi million dollar home on the Intracoastal Waterway and I even own a beach house in Panama that I rarely visit. There is nothing that I could possibly need that I do not have and/or that I cannot afford to buy for myself if the need ever arises, and I owe that ability to you, Ron.

I want to thank you once again for all that you have done for me because I will never forget where I came from and how broke I was even with three jobs.”

Joseph Souza, Florida

I think back to when I was first learning the concepts I teach and use today. It was a long process because I had to pick it up a little piece at a time. I didn’t have a mentor…a source I could turn to for help. I had to get a little here and a little there. Then I’d practice each piece until I had it perfected and go look for a new tool to put in my “tool kit.”

There was no system for me to follow, no comprehensive proven method that covered it all…I had to pull it all together myself. I discovered the hard way what works and made a lot of mistakes along the way!

Without a mentor to guide me, some of my mistakes were quite costly, not to mention a large pain in the behind, but every one was another valuable lesson learned. The result has been a business that’s been very good to me financially, and a System I’ve organized and structured into easy step-by-step formats.

You see, you don’t have to struggle to build an income from this business like I did. I can show you the right way to do it. I can guide you all the way. The only question to ask yourself is where you want to begin. There’s no other more complete or better-organized system for you to use if you want to make money in real estate.

Each Method Is Its Own Separate And Complete Course Of Study

When I say complete, I mean there’s nothing left out. Each one takes you from the raw simple beginning through every aspect of the business. A to Z, every detail, and every agreement you need to begin immediately making money in this great business.

Two Brand New and Complete Courses

I’ve put everything I know and everything you need to know into these self-study programs you can use at home, at your own pace. There’s over 30 CDs in the Pretty House and Ugly House Courses that walk you through every step and answer every question.

These courses were just recorded in March of 2007 and all the information is up to date and state of the art.

You’ll also receive typed transcripts of each CD. These are helpful when there are specific spoken passages or examples you want to be able to return to. They’re also especially handy for doing a quick review, or to jog your memory when you’re working out the details of a particular deal.

Each program comes with its own thick manual including intensive study guides. With these guides, you’ll take notes from the CDs, you’ll condense the how-to-steps, and you’ll have an easy, quick reference tool you can use every day as you build your business.

To make sure you hit the ground running when you get into business, you’ll get all the necessary forms and easy-to-use documents which are invaluable to your business success. They’re blank so you can use them again and again. But I also give you complete filled-in examples to walk you through each one.

You can get every ounce of know-how you need to get started, to make money, just from this program…many, many others already have.

In my UGLY HOUSE CASH-FLOW SYSTEM you’ll get my complete system for making fast cash from single-family houses in the ugly house business. You’ll get step-by-step instructions on…

• How to create a $10,000 paycheck within the first 30 days in business without ever owning a house.
  
   
• How to eliminate risk and the need for operating capital while creating a $10,000 a month income without tenants.
  
   
• How to attract only the most motivated sellers to call you.
  
   
• How to pre-screen callers so you can deal with only the cream of the crop. All of the scripts are included.
  
   
• How to make sure your repair costs never exceed your estimates (This one discussion could pay for the whole course!) This is assuming you want to do repairs, you certainly don’t have to.
  
   
• How to have a house completely rehabbed in less than two weeks, no matter how bad the condition.
  
   
• How to make money without ever talking to or meeting with a seller face-to-face.
  
   
• A property inspection sheet anyone can take into the field and bring back with information you can use to make offers from your desk.
  
   
• How to determine true market value of a single-family house without hiring appraisers.
  
   
• A step-by-step guide through the art of making an offer on a single-family house. It took me ten years to perfect this simple system that prevents failure and keeps you from making mistakes. This one part of the manual alone is worth the entire cost.
  
   
• How to attract a long list of cash customers eager to buy your junkers, fix them up and sell them for a profit.
  
   
• Four simple questions to ask each potential buyer so you can build a list of people ready to snap up every property you have.
  
   
• Complete land trust agreements you can use in any state and an entire CD of instructions. You’ll be using land trusts every time you actually take ownership of a property to protect your privacy and keep away the predators.
  
   
• Why you never have to do manual labor fixing up plumbing, paint, or repairs on a run down single-family house and still make $10,000 a month.
  
   
• How to fill out a purchase and sale agreement in any city or county in the United States to get more offers accepted and eliminate resistance from sellers and buyers.
  
   
• How to use my famous “Affidavit of Agreement” concerning real estate to protect yourself from ever losing a deal because someone makes a higher offer.
  
   
• One entire CD dedicated to how to find and pre-screen a real estate agent to put on your team while they’re pre-screening you.
  
   
• A guided tour of every component of a house, deciding what should be fixed and how much it should cost to repair.
  
   
• Another CD explains how to have all the money you need to buy and fix houses regardless of your personal qualifications.

The last section of the manual and the last five CDs cover the art of retailing a house for cash. We start with the day it’s purchased and walk you through getting the rehab done. Then we go into finding qualified buyers quickly, pre-screening them and the whole step-by-step process of getting the deal closed, and a check in your hand.

By the way, the minimum profit I’ll allow any of my students to make on a retail deal is $30,000. That’s after all expenses are deducted. And that’s the minimum, not the average. If you can’t make $30,000 or more, I can assure you the problem is you. Some little piece was left out. My checklist will prevent those expensive little pieces from costing you money.

You’ll also learn how to make your buyers the best source of buyers for your next house. Most of my houses are sold to friends or relatives of previous buyers.
Then we’ll discuss how to get Realtors® to sell the house for you without you taking all the risk. I’ll show you an easy system to make your house a priority for them so they focus on getting it sold, rather than all the others in their system.

I’ve let Realtors® sell houses for me on numerous occasions in the past and my system made it smooth as silk.

All this is just in the last few CDs. You can imagine how many secrets I’ll give you in the whole system.

Now For The Pretty House Business

With my Pretty House Cash Flow System you’ll learn how to get ownership of beautiful homes in neighborhoods you’ll be proud to be in. The system includes:

• How to get the deed and own a house in a matter of minutes, without one red cent out of your pocket. This technique is making a lot of my students millionaires.
  
   
• How to structure zero interest seller financing when the seller has more equity than they want to give away.
  
   
• How to work with higher priced houses and totally avoid risk or the fear of making monthly payments you can’t afford. The higher the price the higher the profit.
  
   
• A step-by-step start up plan designed for beginners who’ve never bought a house in their life.
  
   
• How to find and purchase loans that are in default so you can back into the property for pennies on the dollar. You won’t need money to do this. It’s also a great use of your IRA.
  
   
• There are two CDs in this system where I interview real sellers and you get to hear both side