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When A Debt Buyer Contacts You
Date: 10/08/2007 / Category: Need Advice
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WHEN A DEBT BUYER CONTACTS YOU
If a debt buyer purchases your unpaid bills, it usually will notify you by mail. There are several ways to respond.
Dispute it
Do you really owe the money? Consumer advocates recommend you write back within 30 days and ask for proof.
There are four reasons why you might not owe the money: identity theft, identity confusion, clerical error or the passage of time. In Florida, a debt is not legally enforceable if it has been more than five years (sometimes four) since the debt became... continue reading >>
